What is Motor Insurance
Motor insurance is a policy that protects you against financial losses if your vehicle is involved in an accident, gets stolen, or faces any damage. It covers not just the damages to your vehicle but also any liability or injury to third parties.
Types of Motor Insurance
Motor insurance is a policy that protects you against financial losses if your vehicle is involved in an accident, gets stolen, or faces any damage. It covers not just the damages to your vehicle but also any liability or injury to third parties.
Third-Party Liability Insurance
The third-party liability insurance is always mandatory for all vehicle owners. This insurance covers damages including injuries and death caused by the insured vehicle to third parties or property. However, it will not cover damages to the vehicle belonging to the policyholder or personal injuries.
Third-Party Liability Insurance
The third-party liability insurance is always mandatory for all vehicle owners. This insurance covers damages including injuries and death caused by the insured vehicle to third parties or property. However, it will not cover damages to the vehicle belonging to the policyholder or personal injuries.
Third-Party Liability Insurance
The third-party liability insurance is always mandatory for all vehicle owners. This insurance covers damages including injuries and death caused by the insured vehicle to third parties or property. However, it will not cover damages to the vehicle belonging to the policyholder or personal injuries.
Comprehensive Motor Insurance
The other kind is called a comprehensive policy whereby it covers third-party liabilities and damages to the person's vehicle. This will incorporate accidents, fire, thefts, natural disasters, and in some cases, even damages caused by vandalism.
Comprehensive Motor Insurance
The other kind is called a comprehensive policy whereby it covers third-party liabilities and damages to the person's vehicle. This will incorporate accidents, fire, thefts, natural disasters, and in some cases, even damages caused by vandalism.
Comprehensive Motor Insurance
The other kind is called a comprehensive policy whereby it covers third-party liabilities and damages to the person's vehicle. This will incorporate accidents, fire, thefts, natural disasters, and in some cases, even damages caused by vandalism.
Standalone Own-Damage Insurance
Own-damage insurance covers damages to the policyholder's vehicle but does not cover third-party liabilities. It is helpful for people who have already covered their third-party liabilities but still want to cover their vehicles from accidents, theft, and natural calamities.
Standalone Own-Damage Insurance
Own-damage insurance covers damages to the policyholder's vehicle but does not cover third-party liabilities. It is helpful for people who have already covered their third-party liabilities but still want to cover their vehicles from accidents, theft, and natural calamities.
Standalone Own-Damage Insurance
Own-damage insurance covers damages to the policyholder's vehicle but does not cover third-party liabilities. It is helpful for people who have already covered their third-party liabilities but still want to cover their vehicles from accidents, theft, and natural calamities.
Pay-As-You-Drive Insurance
Pay-as-you-drive insurance calculates premiums according to the usage of a car. It is suited to infrequent drivers as they will be given cheaper premiums, considering it takes account of kilometers used, offering a flexible option for people not using their vehicles every day.
Pay-As-You-Drive Insurance
Pay-as-you-drive insurance calculates premiums according to the usage of a car. It is suited to infrequent drivers as they will be given cheaper premiums, considering it takes account of kilometers used, offering a flexible option for people not using their vehicles every day.
Pay-As-You-Drive Insurance
Pay-as-you-drive insurance calculates premiums according to the usage of a car. It is suited to infrequent drivers as they will be given cheaper premiums, considering it takes account of kilometers used, offering a flexible option for people not using their vehicles every day.
Commercial Vehicle Insurance
It also offers commercial vehicle insurance to business operational vehicles and offers damage coverage, theft, and third-party liabilities. Such cover is necessary for the protection of trucks, taxis, buses, and other business transport tools from the financial liabilities of both the vehicle and the business.
Commercial Vehicle Insurance
It also offers commercial vehicle insurance to business operational vehicles and offers damage coverage, theft, and third-party liabilities. Such cover is necessary for the protection of trucks, taxis, buses, and other business transport tools from the financial liabilities of both the vehicle and the business.
Commercial Vehicle Insurance
It also offers commercial vehicle insurance to business operational vehicles and offers damage coverage, theft, and third-party liabilities. Such cover is necessary for the protection of trucks, taxis, buses, and other business transport tools from the financial liabilities of both the vehicle and the business.
Personal Accident Cover
Personal accident cover should normally be an add-on covering compensation due to injury, disability, or death from the owner/driver. It will provide financial support for medical expenses and further support with security for drivers and families.
Personal Accident Cover
Personal accident cover should normally be an add-on covering compensation due to injury, disability, or death from the owner/driver. It will provide financial support for medical expenses and further support with security for drivers and families.
Personal Accident Cover
Personal accident cover should normally be an add-on covering compensation due to injury, disability, or death from the owner/driver. It will provide financial support for medical expenses and further support with security for drivers and families.
FAQ
Insurance Terminologies
Premium
The amount you pay regularly to keep your insurance active. (वह राशि जो आप अपने बीमा को सक्रिय रखने के लिए नियमित रूप से देते हैं।)
Premium
The amount you pay regularly to keep your insurance active. (वह राशि जो आप अपने बीमा को सक्रिय रखने के लिए नियमित रूप से देते हैं।)
Premium
The amount you pay regularly to keep your insurance active. (वह राशि जो आप अपने बीमा को सक्रिय रखने के लिए नियमित रूप से देते हैं।)
Claim
Claim
Claim
Deductible
Deductible
Deductible
No Claim Bonus (N.C.B.)
No Claim Bonus (N.C.B.)
No Claim Bonus (N.C.B.)
Policy
Policy
Policy
Coverage
Coverage
Coverage
Understand Auto Insurance Policy
Financial protection from large expenses due to damage or theft, coverage for losses from both natural and man-made disasters like floods or vandalism