Privacy Policy

APAC INSURANCE BROKING SERVICES (I) PVT. LTD has created this privacy policy statement in order to demonstrate our firm commitment to safeguarding the privacy of our website visitors and customers.In choosing to use our website you are agreeing to the terms of the privacy policy. We keep certain basic information and recognise the importance of keeping that information secure and letting you know what we will do with it.

What information do we collect?

We may collect, store and use the following kinds of personal information:

  • information about your computer and about your visits to and use of our website, such as your IP address, geographical location, browser type, referral source, length of visit and number of page views

  • Information relating to any transactions carried out between you and us or your insurer, on or in relation to our website. For example changes you make to your quotes or policies and any claims you make through them

  • Information that you provide to us for the purpose of registering with us including your email address, name, address, business name and address and details of other policies that you hold

  • Information that you provide to us for the purpose of subscribing to our website services, email notifications and/or newsletters

  • Information that you provide to us in the course of using our Customer Services facilities

  • Any other information that you choose to send to us

Cookies

We use cookies on our website. A cookie is a text file sent by a web server to a web browser, and stored by the browser. The text file is then sent back to the server each time the browser requests a page from the server. This enables the web server to identify and track the web browser. We may send a cookie which may be stored by your browser on your computer’s hard drive. We may use that information to recognise your computer when you visit our website, and to personalise our website for you.

We may also use the information we obtain from the cookie in the administration of this website, to improve the website’s usability and for marketing purposes. We use an analytics programme to monitor use of this website. This programme generates statistical and other information about website use by means of cookies, which are stored on users’ computers. The information generated relating to our website is used to create reports about the use of the website.

Using your personal data

Personal data submitted on this website will be used for the purposes specified in this privacy policy or in relevant parts of the website.

We may use your personal information to:

  • administer and assist you with your quotes, policies and claims;

  • send you details of policies purchased via the website, and supply to you services purchased via the website

  • send statements and invoices to you, and collect payments from you create and inform you of products or services that may better meet your needs;

  • conduct market research and tracking of advertising, enquiry and sales data administer the website

  • improve your browsing experience by personalising the website enable your use of the services available on the website;

  • send you general (non-marketing) commercial communications

  • send you email notifications which you have specifically requested

  • send you newsletters and other marketing communications relating to our business or the businesses of carefully selected third parties which we think may be of interest to you by post or, where you have specifically agreed to this, by email or similar technology

  • provide third parties with statistical information about our users – but this information will not be used to identify any individual user

  • deal with enquiries and complaints made by or about you related to the website.

You can inform us at any time if you no longer require marketing communications to be sent by emailing us at info@apacinsurnace.in

Providing information to third parties

APAC INSURANCE BROKING SERVICES(I) PVT. LTD will not sell, trade or rent your information for the purposes of direct marketing. We will never disclose information about you to third parties, except to fulfil your specific instructions for a product or in the event that third parties deliver the relevant service. For example, if you take out an insurance policy provided by a third party, they will need your details in order to administer the policy or process claims.

Similarly, if you choose to spread the cost of your insurance over the year, your payment details may be passed to a third party company to set up and administer the financing for your premiums. APAC INSURANCE BROKING SERVICES(I) PVT. LTD does not retain any of your debit or debit card payment details.

APAC INSURANCE BROKING SERVICES(I) PVT. LTD uses Third Party Websites for the purposes of price comparison, these may be websites operated by insurers, managing general agents or price comparison sites. We also store your data on Customer Relationship Management Systems such as Hubspot, Mailchimp and Mailstore. Claims may be reported to Claims Management Companies and Loss Adjustors via their websites.

Other disclosures

In addition to the disclosures reasonably necessary for the purposes identified elsewhere in this privacy policy, we may disclose information about you:

  • To the extent that we are required to do so by law, and

  • To the purchaser, or prospective purchaser, of any business or asset which we are, or are contemplating, selling.

Except as provided in this privacy policy, we will not provide your information to third parties.

Security of your personal data

We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information. We will store all the personal information you provide on our secure servers. All electronic transactions you make to or receive from us will be encrypted using SSL technology. Of course, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

Policy amendments

We may update this privacy policy from time-to-time by posting a new version on our website. You should check this page occasionally to ensure you are happy with any changes. We may also notify you of changes to our privacy policy by email.

Third Party websites

The APAC INSURANCE BROKING SERVICES(I) PVT. LTD website contains links to other websites. We are not responsible for the privacy policies or practices of third party websites. Their inclusion cannot be taken to imply any endorsement or validation by us of their content. APAC INSURANCE BROKING SERVICES(I) PVT. LTD is not responsible for any privacy practices in place for third party websites, nor do we accept any liability in connection with their content.

Fraud prevention agencies

If false or inaccurate information is provided and fraud is identified or suspected, details may be passed to fraud prevention agencies. Law enforcement agencies may access and use this information.

We and other organisations may also access and use this information to prevent fraud and money laundering, for example when:

  • Checking applications for, and managing credit and other facilities and recovering debt

  • Checking insurance proposals and claims

  • Checking details of job applicants and employees.

We, and other organisations that may access and use information recorded by fraud prevention agencies, may do so from other countries.

Contact

For any enquiries specifically regarding data we store about you, or how APAC INSURANCE BROKING SERVICES(I) PVT. LTD uses your data, you can contact our Data Controller via e-mail at info@apacinsurance.in or write to them at our company address marking your letter for the attention of the Data Controller. You can access, delete, or amend your data at any time.

Our liability to you

We endeavour to publish accurate, up-to-date information on this site, but APAC INSURANCE BROKING SERVICES(I) PVT. LTD does not accept any liability for any inaccuracies or omissions. Nor does APAC INSURANCE BROKING SERVICES(I) PVT. LTD accept liability for any direct, indirect, special, consequential or other losses or damages of any kind arising from the use of this website or information contained within it.